Do not trust your browser to save and secure your logins! That list can be quietly scraped out of your browser by malicious websites and delivered to hackers. This provides the website, username and password in one shot. The same goes for payment methods and addresses.

Remembering long, random and unique passwords for every account is not possible. Rather than write them down, use a password manager, an easy-to-use program that stores all your passwords.

Password managers can tell us when we have weak or re-used passwords and many of them offer to generate strong passwords for us. They can also automatically fill logins for websites and apps as we move from one to another.

We only need to remember one strong password—the one for the password manager itself. (Tip: Create a memorable, long “passphrase” as described above.)

There are many password managers to choose from. Some are free, like the built-in password managers in your web browser, and some cost money.

When we use a password manager, we are much more likely to use a unique, strong password on every site. And that makes it much harder for someone to steal our valuable information!

A password manager can also review your entire list of saved passwords for complexity, age and repetition. Password managers also often actively protect you by alerting you to breaches on sites for which you have stored passwords.